Crashes involving app-based drivers, passengers and other vehicles.
When a rideshare vehicle is involved in a crash, the coverage that applies depends on what the driver was doing at that moment: offline, waiting for a request, en route to a pickup, or carrying a passenger.
That single fact often decides which policy responds and how much coverage is available, which is why app records matter so much in these claims.
Free case review — tell us what happened and we'll take it from there.Munley Law has represented injured people and their families from its Scranton base since 1959. The attorneys listed below handle this type of case, and the results shown are published matters the firm has reported.
$4.4 Million
Settlement
Settlement reached for car accident case.
$4.3 Million
Award
Jury award for a motorcycle accident victim.
$2.8 Million
Settlement
Settlement for a pedestrian accident case.
$1.9 Million
Verdict
Verdict for family injured by 16-year-old driver.
Past results do not guarantee future outcomes.
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Drivers accepting requests and following navigation while moving.
Long shifts stacked on top of other work.
Sudden stops, illegal turns and pickups in traffic lanes.
Passengers are frequently injured by someone other than their own driver.
Responsibility depends entirely on the facts, and no one can determine it from a web page. These are the parties whose conduct is typically examined.
Their personal policy may apply when the app is off.
Contingent or full coverage may apply depending on the driver's app status at the time.
Their liability coverage responds where they caused the crash.
What a claim may include depends on the injuries, the available insurance and the evidence. Nothing here is a prediction of value.
When a driver is carrying a passenger, the rideshare company's commercial coverage generally applies. Where another driver caused the crash, their policy is also involved.
Yes. Coverage differs between offline, waiting for a request, and on a trip. Trip records from the app establish which period applies.
Rideshare drivers are typically classified as independent contractors, which affects the claim's structure. The applicable insurance is usually the practical focus.
Question not answered here? Ask Robert — Munley's virtual intake assistant answers common rideshare accidents questions 24/7.
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This page is general information about this type of case. It is not legal advice, and reading it does not create an attorney-client relationship. Last reviewed 2026-09-01.
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